Financing Options at Bubba's Mattress & Furniture
Easy & Flexible Ways to Pay
Bring home your dream mattress or furniture today! We offer traditional credit financing with promotional 0% interest (best for good credit) and no-credit-needed lease-to-own options with low upfront payments.
How It Works
1. Choose your furniture or mattress.
2. Select an option above and apply online.
3. Get approved fast — call/text **(502) 494-0376** to finalize & schedule delivery!
For all lease-to-own options (Progressive Leasing, Acima, and Koalifi), payments require a valid checking account from a traditional bank. We do not accept online-only banks, prepaid debit cards, or prepaid cards for account verification or automatic payments. Please ensure you have routing and account numbers from an eligible bank account ready during the application process.
Progressive Leasing
$49 Down + 90 Days No Interest*
No credit needed
Fast approval & flexible payments
Early buyout to own faster and save!
Acima Leasing
$25 Down + 90 Days No Interest*
No credit needed
Lowest initial payment
Quick approval & early payoff savings!
Koalifi
$49 Down + 100 Days No Interest*
No credit needed
Longest same-as-cash period
Transparent & flexible terms
Apply Now with Koalifi
*"No interest" = same-as-cash early buyout period. Total cost may be higher if not paid early. Terms vary by provider and approval. See provider for details. Not available in all states.
Synchrony Financing
0% Interest Promos Available*
On approved credit
6–60 month promotional periods
Lowest long-term cost if paid during promo period!
*Subject to credit approval